Home - Pick Up Your Car

Get the car you want

regardless of your credit history

100% approval GUARANTEED

How It Works

It takes less than 3 minutes to apply. Let’s get you into the vehicle you want!

Apply in Minutes

Complete our 3 minute vehicle financing application. We only require a small amount of information about yourself in order for us to get you pre-approved with the best lenders for your situation.

Get Approved

Once you have submitted your application, please check your email inbox. You will receive instant confirmation that we have received your finance application. You will get notice of your approval by email shortly and our team will follow up with you within two hours.

Pick your car

While you are waiting, please go ahead and pick your next vehicle. Our finance team is here to help you get behind the wheel of the car or truck you want.

When the banks say no, Emilio Says Yes

Providing Auto Financing in Ontario

Since 2015 we have helped hundreds of Ontario customers get in to vehicles and re-establish their credit. At Pick Up Your Car, we are always looking to provide the best solutions to any situation. We help those with good credit, bad credit, no credit, insolvencies, repossessions and even those who have social assistance income sources. There is no application that is not reviewed if the minimum requirements are met. All you need is proof of license (even G1), provable income (either paystub or bank statements), and you are insurable in the Province. Our relationships with the lenders and our ability to get even some of the most difficult situations approved make Pick Up Your Car your go-to for vehicle financing.

Why work with us

Communication & Transparency

Our focus is on communication and transparency with our customer base. We are always looking to provide the best solutions to any situation. We give you the answers even if it is not what you want to hear, but it will be the truth.

100% Approval Guaranteed

Regardless of your credit history, we will be able to help you navigate debt management and securing an approval.

Vehicles in Great Condition

We are very efficient at finding most vehicles available on the market and do our due diligence in ensuring that every vehicle we deliver is in great condition.

Best Customer Experience

We pride ourselves on the best customer experience. That is why we have so many referral and returning customers.

Fast, Easy & Stress-Free

We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front. We make sure ahead of time that the vehicles we show you fit within your budget, and you receive multiple vehicle and payment options.

Improve Credit

On top of getting our customers approved we help them with finding out the best ways to improve their credit so that after they get their vehicle needs sorted they will be able to improve their situation moving forward.

Real Customers, Real Reviews

James Seguin

2022-05-29

Best guys I've ever dealt with, made the mistake of going to a different dealership being promised better financing, I left Paul and Emilio hanging, called them back a week later when the other dealership still didn't have my car or anything ready, Paul and Emilio did their magic, and under 48 hours I was driving away.. these guys are amazing, even after being an asshat, and bailing on them they still welcomed me back like family, I couldn't be happier with my Jeep, and how quick they did it, thank you again guys it's greatly appreciated, if you're reading this review go to Paul and Emilio they will help you and get the best price for you!!

DANIEL KOOSTACHIN

2020-11-20

paul at pick your car really really worked hard for my approval I never thought my approval would go through!! I was very surprised ! thank you paul

Elaine Iliadis

2019-05-22

Emilio helped me get the car I needed within 24hrs! He got me the best price ! Thank you for being so efficient. I would recommend this company to anyone !

Tyler Cairns

2019-02-24

Excellent experience for me. When everybody else said no, paul of pickupyourcar.ca went above and beyond to get me driving. Excellent customer service i would recommend them to anybody.

Melissa Ramsay

2018-01-03

Emilo is a very helpful and was there with all the questions and answers i had for him! I have had my van for 1 year now and nothin to major has gone wrong with it! I was sooo pleased with the service i got from them and ill definitely be back for my next van again

Kevin Rocha

2017-01-13

Just picked up my new car . It was fast and Emilio made me fee comfortable through the whole process . Highly recommend the team here .

Paul Lexa

2016-12-01

Great service, the team there had no issue on finding me the vehicle I wanted at the price I could afford.

Blanca Polanco Ruiz

2016-06-29

My experience with Emilio has been great. Very friendly, and proffessional. He was able to get me the car i needed, quick and with no issues. He was prompt and payments great for my budget. I highly recomend doing business with him, you won't be dissapointed!!